Travel Accident Insurance
With Worldwide Accident Protection, a company may choose from a wide variety of coverages for either 24-hour business-only travel or 24-hour business and pleasure for staff.
Automatic accident coverages
- Accidental Loss of Life.
- Accidental Loss of Limb(s), Sight, Speech, Hearing and Thumb & Index Finger.
Optional enhancements available
Worldwide Accident Protection insurance can include coverage for:
- Extraordinary commutation (when public transportation has been discontinued due to breakdown, catastrophe or strike)
- Personal excursions associated with business travel
- Spouse and dependent children accompanying the insured on a business trip or relocation travel.
- On-premises bomb scare
- Hijacking
- Terrorism
- Loss of Use of Limbs
- Rehabilitation Expense
- Psychological Therapy Expense
- Permanent Total Disability
- Temporary Total Disability
- Seat Belt Benefit
- Aircraft/Pilots
- Felonious Assault
- Commutation (travel between the insured employee’s residence and regular place of employment)
- War Risk
- Medical benefits while traveling
Travel Assistance Service
A program for emergencies – services include: locating the nearest, most appropriate medical care; evaluating and monitoring treatment and recovery; maintaining contact with family members, personal physicians and employers; locating translation services; obtaining information on emergency international transfer of funds; obtaining legal assistance; assisting in the replacement of lost or stolen travel documents; and coordinating medically necessary evacuations and repatriations.
