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Travel Accident Insurance

With Worldwide Accident Protection, a company may choose from a wide variety of coverages for either 24-hour business-only travel or 24-hour business and pleasure for staff.

Automatic accident coverages

• Accidental Loss of Life.
• Accidental Loss of Limb(s), Sight, Speech, Hearing and Thumb & Index Finger.

Optional enhancements available
Worldwide Accident Protection insurance can include coverage for:

• Extraordinary commutation (when public transportation has been discontinued due to breakdown, catastrophe or strike)
• Personal excursions associated with business travel
• Spouse and dependent children accompanying the insured on a business trip or relocation travel.
• On-premises bomb scare
• Hijacking
• Terrorism
• Loss of Use of Limbs
• Rehabilitation Expense
• Psychological Therapy Expense
• Permanent Total Disability
• Temporary Total Disability
• Seat Belt Benefit
• Aircraft/Pilots
• Felonious Assault
• Commutation (travel between the insured employee's residence and regular place of employment)
• War Risk
• Medical benefits while traveling

Travel Assistance Service

A program for emergencies - services include: locating the nearest, most appropriate medical care; evaluating and monitoring treatment and recovery; maintaining contact with family members, personal physicians and employers; locating translation services; obtaining information on emergency international transfer of funds; obtaining legal assistance; assisting in the replacement of lost or stolen travel documents; and coordinating medically necessary evacuations and repatriations.