Under the Affordable Care Act (ACA), non-grandfathered health plans are mandated to cover certain preventive care services in-network with no cost sharing. This has largely been heralded as a commonsense mandate, as it removes the cost barrier to obtain recommended screenings and should help avoid or mitigate more serious and expensive health conditions later, ultimately saving employers and employees money.
However, the mandate to provide free contraceptives has resulted in much litigation. After several lawsuits and Supreme Court appearances, these lawsuits have largely subsided. In 2018, regulators (a) granted virtually all employers with a sincerely held religious belief exemption from contraceptives to which they object and (b) stopped requiring employers to participate in an “accommodation” process to make the contraceptives to which they object available via other means.
Now it appears there may be other contentious preventive care mandates, and a new US District Court ruling may lead to two substantial changes:
- The U.S. Preventive Services Task Force’s (USPSTF) “A” or “B” recommendations issued or updated on or after March 23, 2010 cannot be enforced as mandatory “because the members of the Task Force have not been appointed in a manner consistent with Article II’s Appointments Clause.” This could affect the following services:
- Under the Religious Freedom Restoration Act (RFRA), employers with a sincerely held religious belief may claim exemption from the HIV PrEP mandate (which includes prescription drugs and related care visits, labs, and other required services as discussed in FAQs Part 47)
It’s too early to tell whether this ruling will stand, and regulatory agencies have already begun the formal process to appeal. In the meantime, they have issued FAQs Part 59 to explain how this court decision impacts things today. We will be monitoring this case and keeping you informed.