Credit Insurance


Rolling the Dice

Actuarial studies show that the average company is 50 times more likely to have a serious Accounts Receivable loss than a fire. When you are wrong on a credit decision, you pay for that mistake.  Through risk transfer, if your insurance company is wrong, they will pay you!

5 Questions to Determine Your Company's Need:

  1. What would happen if your largest customer couldn’t pay? – Protect your company against financially insolvent or slow-paying. 
  2. Could you sell more if you could offer higher credit limits? – Safely expand sales while overcoming the conflict between sales force and credit departments.
  3. Would independent, third-party credit information and analysis improve the quality of your receivables and strengthen your balance sheet?   – Gain access to not only comprehensive information on your clients’ financial strength, but also specific factors and reasons to aid in your decision-making process.
  4. Would you benefit from a maximum cap on your bad debt? – If smoother earnings, tax advantages, and a cap on possible losses in your A/R interest you, the cost/benefit of freeing up reserves should thrill you!
  5. Do you need this insurance for international trade or for a bank loan?  – Our underwriters can work directly with your loan officers to ensure a positive presentation of your company’s credit insurance accounts receivables.


  • Avoid catastrophic bad-debt losses
  • Reduce bad-debt reserves
  • Safely expand sales to existing, new, or future buyers
  • Ongoing monitoring provides early warning of potential credit risks
  • Secure better credit terms from your lender with insured receivables as collateral
  • Protect against credit risks in 160 countries worldwide
  • Collection service for non-covered claims
  • Internet access for easy changes or increases to your program
  • Low minimum premium