Travel Accident Insurance

With Worldwide Accident Protection, a company may choose from a wide variety of coverages for either 24-hour business-only travel or 24-hour business and pleasure for staff.

Automatic Accident Coverage

  • Accidental Loss of Life.
  • Accidental Loss of Limb(s), Sight, Speech, Hearing and Thumb & Index Finger.

Optional Enhancements Available

Worldwide Accident Protection insurance can include coverage for:

  • Extraordinary commutation (when public transportation has been discontinued due to breakdown, catastrophe or strike)
  • Personal excursions associated with business travel
  • Spouse and dependent children accompanying the insured on a business trip or relocation travel.
  • On-premises bomb scare
  • Hijacking
  • Terrorism
  • Loss of Use of Limbs
  • Rehabilitation Expense
  • Psychological Therapy Expense
  • Permanent Total Disability
  • Temporary Total Disability
  • Seat Belt Benefit
  • Aircraft/Pilots
  • Felonious Assault
  • Commutation (travel between the insured employee’s residence and regular place of employment)
  • War Risk
  • Medical benefits while traveling

Travel Assistance Service

A program for emergencies – services include: locating the nearest, most appropriate medical care; evaluating and monitoring treatment and recovery; maintaining contact with family members, personal physicians and employers; locating translation services; obtaining information on emergency international transfer of funds; obtaining legal assistance; assisting in the replacement of lost or stolen travel documents; and coordinating medically necessary evacuations and repatriations.