Franchise Program Insurance

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The Three Tiers of Franchise Programs


This program serves to create the beginnings of a national program. Benefits include standard rate credits, flexible options and integrated risk management for both Corporate and each franchisee.


This program serves as a unique, negotiated package with more options in coverages and pricing. Benefits include simplified risk management, carrier and/or broker servicing and dividend programs – encouraging high participation levels.


This program serves the large national or international franchise organizations through a traditional or non-traditional risk management program. Partnerships with top organizations develop an all-encompassing suite of services and products – a perfect combination for seasoned industry franchisors and their franchisees.

Franchisor Benefits

  • Technically competent and service-oriented risk managers with “big picture” focus
  • Specialty programs under blanket policies – for example, Executive Liability protection through an employment practices offering covering franchisor and all franchisees.
  • Single point of contact for both franchisor and franchisee for endorsements, claims management, etc.
  • Ability to offer another volume discount advantage to your franchisees

Franchisee Benefits

  • Exclusive rate discounts and coverage enhancements with strong carriers
  • Access to the knowledge and experience of a national broker – with personalized attention that rivals smaller brokers
  • Quicker service from dedicated account managers using online policy management tools


Insurance coverages include the following:

  • Property
  • General and Products Liability
  • Auto
  • Workers’ Compensation
  • Builder’s Risk (property under construction)
  • Errors & Omissions / Professional Liability
  • Umbrella
  • Earthquake / Flood
  • Employment Practices Liability
  • Directors and Officers Liability
  • Crime / Employee Dishonesty or Theft
  • International Coverages
  • Franchisor’s Errors & Omissions
  • and many others…